Johnny Appleseed Club

Johnny Appleseed Junior Ecology Club is a special program for Credit Union members from birth through age 12. Accounts can be opened with a minimum of $5. They earn interest at the regular savings account rate. Find out more about the Johnny Appleseed Club.

Savings Accounts

Your savings account is your primary account and maintains your membership in the Credit Union. Minimum: $25. Payroll deduction is available in many cases to make saving easy. Call or come in to open one today.

Sub-Savings Accounts

Sub-savings accounts can be used for any purpose, such as saving for Christmas, car insurance, or vacations. No minimum or opening balance requirements. Sub-savings accounts earn dividends at the same rate as regular share accounts. You can open a sub-savings account by calling, coming in or by clicking "Open New Account" in eBranch.

Share Certificates

In the tradition of credit unions, we offer certificate rates that compete with other financial institutions requiring deposits of $10,000 or more-and the minimum to open one is only $500. Enjoy good dividends in long term savings plans. Terms from 91 days to 60 months are available. Call, come in or open your certificate on eBranch. Fees may reduce the dividends on some accounts.

Money Market Accounts and Certificates

	Performance Fund	Performance Plus	Advantage Money Market*	Certificates
Minimum deposit	$1,000	$1,000	$10,000	$500
Penalty for early withdrawal?	No. Up to six withdrawals are permitted per month.	No. Up to six withdrawals are permitted per month.	No. Up to six withdrawals are permitted per month.	Yes. See details.
Tiered Dividends?	$0 - $999 $1,000 - $4,999 $5,000 - $9,999 $10,000 - $24,999 $25,000 - $49,999$50,000 - $74,999$75,000+	$0 - $999 $1,000 - $2,499 $2,500 - $9,999 $10,000 - $24,99 $25,000 - $49,999$50,000 - $99,999$100,000+	$0 - $49,999 $50,000 - $99,999 $100,000 - $199,999 $200,000+	See Terms on Dividend Rates sheet.

*Must have an Advantage Checking Account to open. Note: Fees may reduce the earnings on some accounts. 

Whether you’re just starting out and learning to save or whether you’ve been saving for a while, we have an account for you. All savings accounts pay dividends and are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration (NCUA). Not one penny of insured savings has ever been lost by a member of a federally insured credit union.