Checking accounts are no longer just about writing checks. With our checking accounts, you'll get a world of financial services. In fact, we'll even give you CU Rewards™ points every time you use your debit card for purchases. Imagine! Earn points for purchases you make every day using your debit card!

Take a look at our accounts, then call or come in to open one. We'll help you choose the best account for your needs, and our Switch Kit will make the process easy!

Some checking accounts offer additional benefits when you use your debit card five or more times per month for signature transactions.

	Simply Free	Traditional	50+ Gold	Advantage
Minimum opening balance	$100	$100	$100	$5,000
Dividends	None	Yes	Yes	Yes, according to tiered levels
Service Charges	None	Depends on average daily balance: $400+ = None $200-$399.99 = $5 $200 & below = $6	None	$10 if average daily balance is below $5000
Free eCheckDeposit	No	Yes	Yes	Yes
CU Rewards™ Points	Yes, on debit cards	Yes, on debit cards	Yes, on debit cards	Yes, on debit cards
Free Travelers Checks?	No	No	Yes	Yes
Free Cashier’s Checks?	No	No	No	Yes
Other	None	None	None	Advantage Money Market Account

Read our Rate and Fee Schedule.
Looking for a checking account for your business? Learn more here.

All Credit Union checking accounts include:

• •Free debit card with CU Rewards™ points. This card also doubles as your ATM card.
• •Free eBranch Internet account access. Learn more or log-in now.
• •Free ePay. Choose to pay all of your bills online.
• •Free online check imaging.
• •Free eStatements.
• •Free Touch Tone Teller.
• •Overdraft protection. (Some restrictions apply. Ask for details.)
• •Courtesy Pay*

Account Format

Be certain that you are using the correct account format when you set up transfers from your checking account.
Here is an example of our MICR line information:

1	40	0001234567
A	B	C

A = Draft Type. 1 = Share, 2 = Loan or Line of Credit
B = Share ID. For example 40 = Checking, 48 = Performance Fund.
C = Your 10 digit account number. If the number is less than 10 digits, add leading zeros to the beginning of the number.

Our Routing and Transit Number is 303184652. If you have questions, just call us.

*Courtesy Pay is a non-contractual courtesy and is discretionary. After 90 days, Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card or other withdrawals. It is available only for personal checking accounts (Performance Fund and SmartMoney accounts are excluded). The non-sufficient funds (NSF) fee of $25 will apply to overdrafts that the Credit Union pays as a result of checking, ATM, ACH, debit card or other withdrawals. Generally, we will not pay an overdraft in total excess of $600 (including fees). The Credit Union reserves the right to refuse to pay an overdraft at any time. Any overdraft amount plus the per-item NSF fee is due and payable in 30 days or less; however, the Credit Union can require repayment at any time.