With the answers to a short set of questions, our Loan Advisor will recommend the best type of loan for your needs. You can answer the questions without applying for a loan, or apply for a loan at any point in the program. A glossary of terms and calculators to estimate loan payments are included. » Get started now

Loans We Offer

Consumer Loans We lend money for cars, trucks, RVs, boats, household goods, computers and other personal needs. These loans are secured with material property.  » Check Rates

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Home Loans

All types of home loans are available, whether you are purchasing your first home or building your dream home.

» Learn more at our Home Loan Center
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VISA® Cards Our VISA Platinum card has no annual fee and a 25-day grace period. It also earns one CU Rewards™ point for every dollar spent on a signature purchase. If you do not qualify for a VISA Platinum card with a credit limit of $5,000 or more, you will be offered a VISA Classic. ($15 annual fee, 25-day grace period and no rewards points.) If a member is at least 18 years old, has proof that they are a full time student (with at least 12 hours) and either has limited good credit or no credit file, the Credit Union will offer a Student VISA with a $500 limit to help the student build their credit. All VISA cards have variable interest rates that may change quarterly.  » See full credit card disclosure » Check Rates

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Lines of Credit

Unsecured, simple interest loans with variable interest rates. The line of credit is a revolving loan that accesses a predetermined credit limit. A Line of Credit may be used for overdraft protection for your checking account. As you pay down the loan balance, the funds become available again for your use. 

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Debt Consolidation This loan is designed to combine and/or refinance existing debt to reduce the interest being paid and lower monthly payments. Talk to a Loan Officer about your situation. Call today. (918) 336-7662 or (800) 897-6991.

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College Graduate Loans

The Credit Union offers loans to recent graduates from college or technical trade programs. The graduate must have proof of graduation, proof of employment offered in their field and limited or no credit experience. The loan package options are as follows:

• • Auto loan up to $25,000 subject to the value of the vehicle and the term of the loan.
• • Platinum VISA with a $5,000 credit limit.
• • Line of Credit up to $1,000 for overdraft protection.
• • Personal loan up to $3,000 for 24 months for moving expenses, utility hookups and deposits, etc.
• • Talk to a Loan Officer about your situation. Call today. (918) 336-7662 or (800) 897-6991. 

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Share Secured Loans and Share Certificate Secured Loans The Credit Union offers these loans to help people build credit. Loans are secured by funds held in a savings account or share certificate at the Credit Union. » Check Rates

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Personal Loans (Signature Loans)

These loans are unsecured and can be used for weddings, vacations, jewelry, households goods and anything that does not have collateral. 

» Check Rates
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Stock Secured Loans The loans are secured by stock. Call the Credit Union for more information or to apply for these loans.

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