Credit Life will pay off your loan in the event of your death. Credit Life is available to the primary loan holder and to a joint signer. If you cannot make your loan payments due to illness or disability, Credit Disability will pick up those payments. Credit Disability is available to the primary loan holder.

The Credit Union's Credit Life and Credit Disability coverage gives you:

• •Peace of mind. Know that your family and property are protected.
• •Convenience. Sign up at the time of your loan or at a later date.
• •Affordability. Low monthly premium rates apply to both coverages. Credit Disability Insurance costs $.235 per $100 in loan balance. Single Credit Life Insurance is $.075 per $100 in loan balance. Joint Credit Life Insurance costs $.12 per $100 in loan balance.
• •Savings. Your premium decreases as your principle decreases.